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You can view the
Ratio Analysis
for the last 5 years.
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Market Cap. (Rs.)
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38465.47 Cr.
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P/BV
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1.64
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Book Value (Rs.)
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30.55
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52 Week High/Low (Rs.)
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74/42
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FV/ML
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10/1
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P/E(X)
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9.45
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Bookclosure
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09/05/2025
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EPS (Rs.)
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5.29
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Div Yield (%)
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2.80
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| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
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| PER SHARE RATIOS | | | | | |
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| Basic EPS (Rs.) | 5.78 | 3.87 | 1.72 | 0.88 | 0.67 |
| Diluted EPS (Rs.) | 5.78 | 3.87 | 1.72 | 0.88 | 0.67 |
| Cash EPS (Rs.) | 6.04 | 4.26 | 2.11 | 1.13 | 1.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 25.74 | 21.00 | 18.29 | 16.71 | 16.30 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 27.78 | 23.19 | 20.63 | 18.50 | 18.47 |
| Dividend / Share (Rs.) | 1.40 | 1.30 | 0.50 | 0.00 | 0.00 |
| Operating Revenue / Share (Rs.) | 28.94 | 23.62 | 19.34 | 18.09 | 19.74 |
| Net Profit / Share (Rs.) | 5.73 | 3.87 | 1.71 | 0.83 | 0.66 |
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| PER EMPLOYEE RATIOS | | | | | |
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| Interest Income / Employee (Rs.) | 15182375.21 | 12251258.84 | 10234431.18 | 9040631.32 | 9172875.12 |
| Net Profit / Employee (Rs.) | 3003946.37 | 2005114.74 | 905224.59 | 419143.51 | 310071.02 |
| Business / Employee (Rs.) | 348905142.97 | 312324385.37 | 262137198.88 | 210550568.17 | 189066434.33 |
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| PER BRANCH RATIOS | | | | | |
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| Interest Income / Branch (Rs.) | 82440419.55 | 72167310.94 | 64387833.33 | 61976714.36 | 62713841.24 |
| Net Profit / Branches (Rs.) | 16311452.94 | 11811336.36 | 5695035.61 | 2873376.50 | 2119918.17 |
| Business / Branches (Rs.) | 1894557733.31 | 1839779187.02 | 1649182644.41 | 1443398359.79 | 1292624416.26 |
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| KEY PERFORMANCE RATIOS | | | | | |
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| Net Profit Margin (%) | 19.78 | 16.36 | 8.84 | 4.63 | 3.38 |
| Operating Profit Margin (%) | 31.63 | 25.96 | 13.24 | 7.31 | 6.55 |
| Return On Assets (%) | 1.32 | 0.97 | 0.49 | 0.27 | 0.23 |
| Return On Equity / Networth (%) | 22.24 | 18.40 | 9.35 | 5.02 | 4.09 |
| Net Interest Margin (X) | 3.19 | 2.89 | 2.62 | 2.49 | 2.53 |
| Cost To Income (%) | 37.55 | 39.13 | 44.25 | 47.39 | 51.97 |
| Interest Income / Total Assets (%) | 6.67 | 5.93 | 5.64 | 6.03 | 6.80 |
| Non-Interest Income / Total Assets (%) | 0.97 | 0.85 | 1.15 | 1.33 | 0.97 |
| Operating Profit / Total Assets (%) | 0.34 | 0.12 | -0.65 | -1.05 | -0.74 |
| Operating Expenses / Total Assets (%) | 1.56 | 1.46 | 1.66 | 1.81 | 1.82 |
| Interest Expenses / Total Assets (%) | 3.47 | 3.04 | 3.02 | 3.54 | 4.27 |
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| VALUATION RATIOS | | | | | |
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| Enterprise Value (Rs.Cr.) | 301414.56 | 243018.79 | 201559.04 | 179007.02 | 148572.03 |
| EV Per Net Sales (X) | 14.71 | 15.29 | 15.48 | 15.08 | 12.92 |
| Price To Book Value (X) | 2.42 | 1.18 | 0.91 | 1.24 | 0.54 |
| Price To Sales (X) | 2.15 | 1.05 | 0.86 | 1.15 | 0.45 |
| Retention Ratios (%) | 75.55 | 66.37 | 70.77 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.09 | 0.15 | 0.10 | 0.04 | 0.07 |
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